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COD Cash-Flow & Remittance

See how much working capital is tied up in your pipeline. Couriers hold your COD for days while you pay for product, shipping and ads upfront — this shows the gap.

Working capital needed
Rs 523,250
cash floated in the pipeline
Cash cycle
13 days
3 delivery + 10 remittance
COD held by couriers
Rs 743,750
collected, awaiting remittance
Daily cash burn
Rs 40,250
spent before any payback
Volume
orders
PKR
returned to origin
%
Cash out per order
PKR
PKR
PKR
Timing
dispatch → delivered
days
courier holds COD
days

You must float Rs 523,250every order spends Rs 1,150 upfront but cash only returns after a 13-day cycle (3 to deliver + 10 to remit). At any moment couriers are sitting on Rs 743,750 of your collected cash, plus Rs 223,125 still out for delivery.

Your cash cycle

time from spending on an order to banking the cash

Delivery time
3 d
dispatch → delivered
Remittance
10 d
courier holds COD
Total cycle
13 d
cash conversion
Upfront / order
Rs 1,150
product + ship + ads

Cash locked up

your money tied up in the pipeline right now

Working capital
Rs 523,250
to run this volume
Pending remittance
Rs 743,750
collected, with courier
Out for delivery
Rs 223,125
COD in transit
Daily inflow
Rs 74,375
remittance / day (steady)

Levers

what moves your cash requirement

Per remittance day
Rs 74,375
freed for each day faster
Per +10 orders / day
Rs 149,500
extra capital needed
At 2× volume
Rs 1,046,500
working capital required

Negotiating remittance from 10 down to 7 days would free about Rs 223,125 in tied-up cash — often the cheapest way to fund growth without a loan.

Steady-state estimate · assumes consistent daily volume · figures are estimates

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